Shopping on line can be easy, simple and save you lots of money. It can also take a lot of your time, frustrate you, and result in unwanted purchases. Now the same can be said for regular high street shopping, but with the vast opportunity presented by the Internet it will pay you to spend a few minutes reading this and understanding how to better optimize your Bank Of Montreal shopping experience:
1. Compare - without doubt the biggest advantage that the Bank Of Montreal offers shoppers today is the ability to compare thousands of Bank Of Montreal at a time. This is a great thing, but not necessarily all the time! Too much can be daunting at times so take advantage of the great comparison sites and where possible let them do the hard work for you.
2. Research - if it has been said it will be on the internet. Ignorance is no longer a justifiable reason for buying the wrong thing. Take the time to research in detail everything that you could possible want to know about
3. Testimonials - don't know anybody that has bought a Bank Of Montreal? Wrong! If the Bank Of Montreal is good the internet will let you know. Use the Internet as a friend and get testimonials before you buy.
4. Questions - Got a question about Bank Of Montreal then search the Forums, FAQ's, Blogs etc. Don't be afraid to ask .....
5. Reputation - Never heard of the company selling Bank Of Montreal? Don't worry, no reason why you should know every company in the world, but you know someone that does! Use the internet to find out what people are saying about Bank Of Montreal and build up a picture of their reputation for sales, returns, customer service, delivery etc.
6. Returns - still worried that even after all of the above your Bank Of Montreal wont be what you want? Check out the returns policy. There is so much competition now that someone, somewhere is bound to offer the terms that you are comfortable with.
7. Feedback - happy with your Bank Of Montreal then let people know, after all you are depending on others people input in your buying decision, so why not give a little back.
8. Security - check for the yellow padlock on the Bank Of Montreal site before you buy, and the s after http:/ /i.e. https:// = a secure site
9. Contact - got a question about Bank Of Montreal, or want to leave a comment then check out the sites contact page. Reputable companies have them and respond.
10. Payment - ready to pay for your Bank Of Montreal, then use your credit card or PayPal! Be aware of companies that don't accept them, there may be genuine reasons but given the huge amount of choice you have when buying online there is no reason at all not to buy via credit card or PayPal.
{{Infobox_Company | company_name = Bank of Montreal |
company_logo = |
company_type = [Public company |
foundation =
Montreal, [Quebec, [Canada, [November 3, [ |
location = [Montreal, [Quebec, Canada and [Toronto, [Ontario, Canada |
key_people = [Bill Downe (CEO)
[David A. Galloway (Chairman of the Board) |
industry = [Bank |
products = Financial services |
revenue = {{profit--> 14,63 billion [Canadian dollar (2004) |
num_employees = {{profit--> 34,000 |
homepage = http://www.bmo.com
-->
Bank of Montreal/Banque de Montréal (, ) is
Canada's fourth Big Five banks bank Canadian Business. Bank of Montreal's Q3 Profit Rises 30% to $710M; Eyes More Chinese Expansion.
August 22,
2006.] , and is classified as a Domestic
List of banks in Canada (Schedule I). It also has substantial operations in the Chicago area and elsewhere in the United States, where it uses the
Harris Bank name. Bank of Montreal was founded in 1817, making it Canada's oldest bank. It operates under the corporate brand
BMO Financial Group (where "BMO" is pronounced "
bee-mo"); its banking operations in Canada are now marketed as
BMO Bank of Montreal.
History
BMO today is a major international bank with 1,100 branches across Canada and around the world. In 1977, BMO's operational headquarters moved to
Toronto, while its legal head office remained in Montreal.
Mergers
During its history, Bank of Montreal has merged with or acquired several other Canadian banks:
- Commercial Bank of Canada (1868)
- Exchange Bank of Yarmouth, Nova Scotia (1903)
- People's Bank of City of Halifax (1905)
- People's Bank of New Brunswick (1907)
- Bank of British North America (1918)
- Merchants Bank of Canada (1922), as well as several investment banking firms.
- Molson Bank(1925)
Founders
The following nine people signed the Articles of Association for the creation of the "Montreal Bank" on June 23, 1817:
Robert Armour (1781-1857) businessman, militia officer, and office holder
John C. Bush
Austin Cuvillier
George Garden (c.1772-1828), director from 1817 to 1826 and vice-president from 1818 to 1822.
Horatio Gates (banker) (1777-1834), merchant and banker, President of BMO 1832-1834
James Leslie (1786–1873); bank director
George Moffatt (1787-1865) (1787-1865); bank director
John Richardson
Thomas A.Turner
Past Chairmen
(partial list)
Operations
..BMO is divided into three "client groups" which serve different markets. Each of the client groups operates under multiple brand names.
- Personal and Commercial Client Group (retail banking), including
- BMO Bank of Montreal (retail banking in Canada), including BMO's MasterCard credit cards; BMO Life, a life insurance company; and the former virtual bank division mbanx
- Harris Bank (retail banking in the United States, headquartered in Chicago)
- Investment Banking Group (known as BMO Capital Markets)
- Private Client Group (wealth management), including
- BMO Nesbitt Burns (full service investing in Canada)
- BMO InvestorLine (self-service investing in Canada)
- Harris Investor Services (advisory services in the United States)
- BMO Harris Private Banking
In 2007, Bank of Montreal was named one of Canada's Top 100 Employers, as published in
Maclean's magazine, the only 'Schedule A' bank to receive this honour.
Corporate governance
Current members of the board of directors of BMO are:
Robert Astley, Stephen Bachand, David Beatty (businessman), Robert Chevrier,
Bill Downe, Ronald Farmer, David A. Galloway,
Harold Kvisle, Eva L. Kwok, Bruce Mitchell,
Philip Orsino,
Robert Prichard,
Jeremy Reitman,
Guylaine Saucier, and
Nancy Southern.
Headquarters
BMO still has its legal
Bank of Montreal Head Office, Montreal in Montreal, located on
Saint-Jacques Street. However, the Chairman and President and all senior department executives work out of Toronto headquarters at First Canadian Place. Under the direction of the Toronto executive, the Montreal Place d'Armes office oversees the bank's economic (and, to some extent, political) relation with the province of Quebec. This reflects the preponderant place of the Toronto Stock Exchange and Bay Street in the Canadian economy. in Montreal.
Sport events sponsorship
BMO Bank of Montreal is the current title sponsor for the marathon race for the Vancouver International Marathon Society held each year in May. The current name is "BMO Bank of Montreal Vancouver Marathon".
Bank of Montreal is also a major sponsor of Skate Canada (governing body), and is the title sponsor of theBMO Financial Group
Canadian Figure Skating Championships, BMO Financial Group Skate Canada Junior Nationals, BMO Financial Group Skate Canada Challenges, BMO Financial Group Skate Canada Sectionals, and BMO Financial Group Skate Canada Synchronized Championships. It is also the presenting sponsor of the CanSkate Learn-to-Skate Program.
BMO purchased the naming rights to the national soccer stadium (BMO Field) at
Exhibition Place in Toronto, the home of the Major League Soccer team
Toronto FC, which BMO is also sponsoring. BMO's logo is on the front of their jersey.
Recent mergers and merger attempts
Purchase of Harris Bankcorp (1984)
In 1984 the bank greatly expanded its operations in the United States by purchasing
Chicago's Harris Bank.
Proposed merger with RBC (1998)
In 1998 in Canada Bank of Montreal shocked the Canadian financial community by announcing plans to merge with Royal Bank of Canada. The Canadian government later blocked the proposed merger. In December
2000, the banks were successful in merging their
credit card and debit card processing services to form
Moneris Solutions.
Membership
BMO is a member of the
Canadian Bankers Association (CBA) and registered member with the Canada Deposit Insurance Corporation (CDIC), a federal agency insuring deposits at all of Canada's chartered banks. It is also a member of:
- Interac
- MasterCard International
- Cirrus Network for MasterCard card users
- Air Miles
References
- Denison, Merrill, 1893-1975. Canada's first bank : a history of the Bank of Montreal. Toronto : McClelland and Stewart, c1966. 2 v. : ill., maps, ports., (some folded, some col). ; 25 cm.
- Nolin-Raynauld, Michelle, 1926-. The Bank of Montreal building on Place d'Armes, 1845-1901 / Michelle Nolin-Raynauld ; foreword by Jean Bélisle ; translated by Judith Berman. Montreal : Varia Press, c1999. 143 p. : facsm., ill., plans ; 23 cm. Originally presented as the author's thesis (master--Université de Montréal), 1984, under the title: L'architecture de la Banque de Montréal à la Place d'Armes. Translation of: L'édifice de la Banque de Montréal à la Place d'Armes, 1845-1901. ISBN 2922245128
External links
- BMO Bank of Montreal's web site
- BMO Bank of Montreal's Rewards site
- BMO 2006 Annual Report
- BMO stock quote from TSX
{{Infobox_Company | company_name = Bank of Montreal |
company_logo = |
company_type = [Public company |
foundation =
Montreal, [Quebec, [Canada, [November 3, [ |
location = [Montreal, [Quebec, Canada and [Toronto, [Ontario, Canada |
key_people = [Bill Downe (CEO)
[David A. Galloway (Chairman of the Board) |
industry = [Bank |
products = Financial services |
revenue = {{profit--> 14,63 billion [Canadian dollar (2004) |
num_employees = {{profit--> 34,000 |
homepage = http://www.bmo.com
-->
Bank of Montreal/Banque de Montréal (, ) is Canada's fourth Big Five banks bank Canadian Business. Bank of Montreal's Q3 Profit Rises 30% to $710M; Eyes More Chinese Expansion. August 22,
2006.] , and is classified as a Domestic
List of banks in Canada (Schedule I). It also has substantial operations in the Chicago area and elsewhere in the United States, where it uses the
Harris Bank name. Bank of Montreal was founded in 1817, making it Canada's oldest bank. It operates under the corporate brand
BMO Financial Group (where "BMO" is pronounced "
bee-mo"); its banking operations in Canada are now marketed as
BMO Bank of Montreal.
History
BMO today is a major international bank with 1,100 branches across Canada and around the world. In 1977, BMO's operational headquarters moved to Toronto, while its legal head office remained in Montreal.
Mergers
During its history, Bank of Montreal has merged with or acquired several other Canadian banks:
Founders
The following nine people signed the Articles of Association for the creation of the "Montreal Bank" on June 23, 1817:
Robert Armour (1781-1857) businessman, militia officer, and office holder
John C. Bush
Austin Cuvillier
George Garden (c.1772-1828), director from 1817 to 1826 and vice-president from 1818 to 1822.
Horatio Gates (banker) (1777-1834), merchant and banker, President of BMO 1832-1834
James Leslie (1786–1873); bank director
George Moffatt (1787-1865) (1787-1865); bank director
John Richardson
Thomas A.Turner
Past Chairmen
(partial list)
Operations
..BMO is divided into three "client groups" which serve different markets. Each of the client groups operates under multiple brand names.
- Personal and Commercial Client Group (retail banking), including
- BMO Bank of Montreal (retail banking in Canada), including BMO's MasterCard credit cards; BMO Life, a life insurance company; and the former virtual bank division mbanx
- Harris Bank (retail banking in the United States, headquartered in Chicago)
- Investment Banking Group (known as BMO Capital Markets)
- Private Client Group (wealth management), including
- BMO Nesbitt Burns (full service investing in Canada)
- BMO InvestorLine (self-service investing in Canada)
- Harris Investor Services (advisory services in the United States)
- BMO Harris Private Banking
In 2007, Bank of Montreal was named one of
Canada's Top 100 Employers, as published in Maclean's magazine, the only 'Schedule A' bank to receive this honour.
Corporate governance
Current members of the board of directors of BMO are:
Robert Astley, Stephen Bachand, David Beatty (businessman),
Robert Chevrier,
Bill Downe,
Ronald Farmer,
David A. Galloway,
Harold Kvisle,
Eva L. Kwok, Bruce Mitchell, Philip Orsino, Robert Prichard, Jeremy Reitman, Guylaine Saucier, and
Nancy Southern.
Headquarters
BMO still has its legal
Bank of Montreal Head Office, Montreal in Montreal, located on
Saint-Jacques Street. However, the Chairman and President and all senior department executives work out of
Toronto headquarters at
First Canadian Place. Under the direction of the Toronto executive, the Montreal Place d'Armes office oversees the bank's economic (and, to some extent, political) relation with the province of Quebec. This reflects the preponderant place of the
Toronto Stock Exchange and
Bay Street in the Canadian economy. in
Montreal.
Sport events sponsorship
BMO Bank of Montreal is the current title sponsor for the marathon race for the Vancouver International Marathon Society held each year in May. The current name is "BMO Bank of Montreal
Vancouver Marathon".
Bank of Montreal is also a major sponsor of
Skate Canada (governing body), and is the title sponsor of theBMO Financial Group Canadian Figure Skating Championships, BMO Financial Group Skate Canada Junior Nationals, BMO Financial Group Skate Canada Challenges, BMO Financial Group Skate Canada Sectionals, and BMO Financial Group Skate Canada Synchronized Championships. It is also the presenting sponsor of the CanSkate Learn-to-Skate Program.
BMO purchased the naming rights to the national soccer stadium (
BMO Field) at Exhibition Place in Toronto, the home of the
Major League Soccer team Toronto FC, which BMO is also sponsoring. BMO's logo is on the front of their jersey.
Recent mergers and merger attempts
Purchase of Harris Bankcorp (1984)
In 1984 the bank greatly expanded its operations in the United States by purchasing
Chicago's Harris Bank.
Proposed merger with RBC (1998)
In
1998 in Canada Bank of Montreal shocked the Canadian financial community by announcing plans to merge with Royal Bank of Canada. The Canadian government later blocked the proposed merger. In December 2000, the banks were successful in merging their credit card and debit card processing services to form
Moneris Solutions.
Membership
BMO is a member of the Canadian Bankers Association (CBA) and registered member with the
Canada Deposit Insurance Corporation (CDIC), a federal agency insuring deposits at all of Canada's chartered banks. It is also a member of:
- Interac
- MasterCard International
- Cirrus Network for MasterCard card users
- Air Miles
References
- Denison, Merrill, 1893-1975. Canada's first bank : a history of the Bank of Montreal. Toronto : McClelland and Stewart, c1966. 2 v. : ill., maps, ports., (some folded, some col). ; 25 cm.
- Nolin-Raynauld, Michelle, 1926-. The Bank of Montreal building on Place d'Armes, 1845-1901 / Michelle Nolin-Raynauld ; foreword by Jean Bélisle ; translated by Judith Berman. Montreal : Varia Press, c1999. 143 p. : facsm., ill., plans ; 23 cm. Originally presented as the author's thesis (master--Université de Montréal), 1984, under the title: L'architecture de la Banque de Montréal à la Place d'Armes. Translation of: L'édifice de la Banque de Montréal à la Place d'Armes, 1845-1901. ISBN 2922245128
External links
- BMO Bank of Montreal's web site
- BMO Bank of Montreal's Rewards site
- BMO 2006 Annual Report
- BMO stock quote from TSX
Bank of Montreal
Offers NetBanking, Investonline, Mortgages, MasterCard and other online services, as well as online banking for business.
Bank of Montreal - Wikipedia, the free encyclopedia
Bank of Montreal/Banque de Montréal (TSX: BMO, NYSE: BMO) is Canada's fourth largest bank [1], and is classified as a Domestic Chartered Bank (Schedule I).
BMO Bank of Montreal - Register Now
Registering for Online Banking. Signing up for Direct Banking is as simple as 1-2-3. Please ensure you have the following handy: your FirstBank Card your account number(s ...
Company Snapshot
BANK OF MONTREAL (BMO Financial Group) is a diversified financial services organization. BMO provides a broad range of retail banking, wealth management and ...
BMO: Profile for BANK OF MONTREAL - Yahoo! Finance
See the company profile for BANK OF MONTREAL (BMO) including business summary, industry/sector information, number of employees, business summary, corporate governance, key ...
Bank of Montreal BMO:TOR - Performance - FT.com
As of last close on Aug 08 2008, Bank of Montreal (BMO:TOR) closed at 49.04, 30.43% above the 52 week low of 37.60 set on July 15, 2008.
BMO Bank of Montreal Online Banking
Offers customers access to accounts through the Internet.
BANK OF MONTREAL
1 Caution Regarding Forward-Looking Statements Bank of Montreal's public communications often include written or oral forward-looking statements.
BMO - Bank of Montreal (USA) - Google Finance
Get the latest on Bank of Montreal (USA) (BMO) including stock quotes, interactive charts, up to date news, high quality discussion groups and more on Google Finance.